So Your Employer Is Self-Funded…
This means you and your employer pay 100% of your medical bills directly, instead of paying a third-party insurance company (like Blue Cross, Aetna, Cigna, or United Health Group) to manage and cover those expenses.
First off—thank your C-suite and benefits team! They’ve made a smart decision and are personally investing in your health and your family’s well-being. You probably still have an insurance card, but at the end of the day, every dollar of your healthcare costs is coming from you and your employer.
What benefits can I expect as an employee of a self-funded company at Veritas?
The exact answer depends on your company’s benefits plan, but the underlying principle is simple:
Your employer would rather pay a fair, transparent price for surgery than an inflated hospital bill.
That’s why many self-funded employers offer incentives—such as reduced out-of-pocket costs, cash bonuses, or travel coverage—when you choose a high-value provider like Veritas.
Check your benefits guide or HR portal to see what’s offered. Because most plans still operate within the traditional insurance system, their contracted rates for surgery are often significantly higher than the direct, upfront pricing Veritas provides.
Example:
We had a patient—let’s call him John—from Montana who needed a total hip replacement.
He received quotes from local hospitals ranging from $70,000 to $100,000.
The same surgery at Veritas, performed by Dr. David Scott (the highest-rated hip surgeon in the Pacific Northwest), was $25,000 all-in.
John could have saved his company $45,000 to $75,000—just by choosing Veritas.
What if I don’t see any incentives listed?
If your employer doesn’t advertise specific rewards for using cost-saving providers, talk to them! Let them know you found a way to potentially save tens of thousands of dollars on surgery while still getting excellent care.
Most employers will be thrilled that you're being a good steward of their healthcare dollars—and may even offer a custom incentive once they see the savings.
Bottom line:
If your employer is self-funded, using Veritas could mean better care, no surprises, and significant cost savings—for both you and your company. Let’s work together to make that happen.