So you're a Samaritan member…
What is a Samaritan member?
Samaritan Ministries is a faith-based health sharing ministry for individuals and families who don’t have traditional insurance. Members “share” one another’s medical bills—each month, you send your share to a specific person in the network who has a medical need.
What benefits do Samaritan members get when using Veritas?
Because Veritas offers transparent and affordable pricing (and meets Healthcare Bluebook's fair price award), Samaritan Ministries waives your entire IUA (Initial Unshareable Amount) when you receive care through Veritas. Yes, really. The healthshare would much rather share a smaller, upfront bill from Veritas than a much higher one from a traditional provider.
Example:
Let’s say you need a cholecystectomy (gallbladder removal), which costs $7,760 at Veritas.
Under Samaritan’s typical rules:
You would first pay your IUA ($500 or $1,500 depending on your plan),
And if you're on the Basic plan, you'd pay 10% of the remaining bill (e.g., $615 in this case).
That would total $2,115 out-of-pocket.
But with Veritas:
The IUA is waived
Your total out-of-pocket will be $0 or only your co-share amount.
What if I’m traveling for surgery?
Samaritan offers a travel incentive called MTIP (Medical Travel and Incidentals Program). If your travel to Veritas is over two hours, Samaritan will typically cover:
Waived IUAs
$1,000 share credit
Gas or flight costs
A $300 per diem
Lodging and other related expenses
This further encourages members to choose lower-cost, high-quality care.
So, what’s the bottom line?
When you choose Veritas:
$0 out-of-pocket for all procedures
Thousands of dollars saved
No surprise bills
Compared to 99% of other providers, where you'll face significant out-of-pocket expenses—even with Samaritan—Veritas is the most cost-effective option.
Are there any exceptions?
Yes. Screening colonoscopies are not shareable for Samaritan members, unless it is performed as a diagnostic colonoscopy (i.e. following up on a polyp found on the previous scope, blood in their stool, diverticulitis, etc…) in which case it is shareable.